What Affects Your Home Insurance Premiums

Many homeowners in San Diego and the rest of California have experienced premium increases over the past number of years. Our agency works very hard to bring our clients the best rates for your home insurance. Some of the factors that will impact your home premiums are location, age, replacement value, content value and roof conditions.

One Quick Way to Save On Your Home Insurance

One way to save money is to combine your San Diego home insurance and auto insurance with the same insurance company.  Often you can save over 10% by combining your home insurance and auto insurance together. Call our office today, and we can show you the savings on your home insurance.

Are There Other Ways to reduce My Home Insurance Cost?

We are an independent agency.  This allows us to search the market for the best possible combination of home insurance premiums, coverage and service. We compare San Diego home insurance companies’ rates and use the competitive market to your advantage. Here are some ways to save on your premiums:

  • Purchase all your insurance through our agency
  • Ask us about additional discounts
  • Consider increasing your deductible
  • Keep your home well maintained
  • Replace your roof, water heater and other equipment when needed
  • Review your home insurance policy regularly- you may not need the same kind of coverage you did a few years ago

McCormick Insurance Solutions is here to help you with your home insurance needs. We have access to many insurance products and can provide you with competitive premiums. As an independent broker in San Diego, McCormick Insurance partners with top AM Best-rated homeowners insurance carriers. This means we offer competitive, comparative rates from nationally known insurance providers.

McCormick Insurance Solutions also provides insurance products to renters, condominium owners and apartment managers.

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