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Umbrellas – They’re Not Just For Fruity Drinks

Do you have a Personal Umbrella Insurance Policy? Why not? If you own a home or rental property, have money in the bank (whether in cash, retirement accounts or trust), or have a decent paying job (or will in the future), then you should consider getting the added peace of mind that an umbrella can afford - and speaking [...]

The Hidden Dangers of “Permissive Use” Restrictions in Your Auto Insurance

One of the most frequent questions I get as an auto insurance broker is "who is insured to drive my car?" The Hidden Dangers of “Permissive Use” Restrictions in Your Auto Insurance Sometimes the answer to this question can be trickier than most people realize. If you never loan your car to others and you never will, [...]

By |2020-10-01T22:35:52+00:00March 11th, 2019|Auto Insurance, Auto Insurance Claims|0 Comments

What is an SR22? 6 California SR22 Filing FAQs

What is an SR22?  6 California SR-22 Filing FAQs 1) What is an SR-22 Filing? An SR-22 filing is basically a document you get from your auto insurance or motorcycle insurance carrier that creates a communication link between your insurance company  and the Department of Motor Vehicles (DMV) that indicates to the DMV that you are [...]

By |2019-02-18T18:50:34+00:00October 30th, 2011|Auto Insurance, San Diego Insurance, SR22 Filing|0 Comments

Representations, Misrepresentations, and Material Misrepresentations

Representations, Misrepresentations, and Material Misrepresentations What are the implications for an insured, producer (insurance agent), and insurance company of Representations, Misrepresentations, and Material Misrepresentations on an insured’s application for insurance? An insurance application is the foundation for the terms of a contract between an applicant and an insurance company (company). The company relies upon the applicant’s [...]

By |2018-11-30T20:21:49+00:00October 11th, 2011|Auto Insurance, Auto Insurance Claims|0 Comments
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