Why Auto Insurance May Be The Most Important Financial Decision You Make

San Diego Auto Insurance Facts

According to the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA), there are five leading factors involved in San Diego auto accidents.

  1. Drunk Driving: Crashes caused by drivers under the influence of alcohol (DUI) accounted for 18 percent of the total economic loss due to motor vehicle crashes. DUI crashes also cost the nation $49 billion dollars, an average cost of $158 dollars for every person in the U.S. Including lost quality of life, these crashes were responsible for $199 billion dollars, or 23 percent of the overall societal harm caused by motor vehicle crashes.
  2. Speeding: Crashes involving a speeding vehicle traveling over the posted speed limit, or too fast for conditions, accounted for 21 percent of the total economic loss and cost the nation $59 billion dollars in 2013. This is an average cost of $191 dollars for every person in the U.S.
  3. Distraction: Crashes involving a distracted driver accounted for 17 percent of the total economic loss and cost the nation $46 billion dollars in 2013.
  4. Pedestrians and Bicyclists: Crashes involving pedestrians and bicyclists accounted for 7 percent of the total economic loss and cost the nation $19 billion dollars in 2013.
  5. Seatbelts: Seatbelt use prevented $69 billion dollars in medical care, lost productivity, and other injury related costs. Conversely, preventable fatalities and injuries to unbelted occupants accounted for 5 percent of the total economic loss and cost the nation $14 billion dollars in 2013.

San Diego Auto Insurance Coverage

Having the right kind of San Diego auto insurance can protect you from serious financial loss. Want to compare your auto insurance rates with more than 40 companies in one phone call? Get instant coverage on the phone!

  1. Auto liability
  2. Auto physical damage & collision
  3. Uninsured motorist
  4. Auto medical payments

Are you curious to know how you can save more by combining your auto and home insurance? (619) 276-0492. The Wayne McCormick Insurance team in San Diego is ready to serve you, and help you save up to 22% on your homeowners, condo or apartment building insurance

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