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The Latest Trends In San Diego Auto Liability

auto_insurance_slideWhy You Need San Diego Auto Insurance

Ok, we all know driving can be dangerous, but here are the latest statistics from the auto insurance carriers. You buy San Diego auto insurance to protect yourself and or your business when you have an accident or claim.  When something bad happens you want your San Diego auto insurance company to respond. When it comes to auto insurance, knowledge is power.

Here Are Some Facts To Help Educate You About San Diego Auto Insurance.

  • Motorcycle accidents have increased over the past five years.
  • Auto fatalities are up 3.3%.
  • Distracted drivers cause 1 in 4 accidents.
  • Every day 1,000 people are injured by distracted drivers.
  • 900 people a year die, and nearly 2,000 are injured, as a result of vehicles running red lights.
  • Cell phone usage caused 21% of all fatal accidents.
  • Medical costs have risen over 4% in the last year.
  • The average auto liability claim for property damage was $3,073.
  • The average auto liability claim for bodily injury was $14,653.

Auto Insurance

Your auto insurance program should have the following:

Auto Liability – Bodily Injury Liability Coverage pays for medical damages and funeral expenses for any people injured or killed in an accident for which you were responsible.

Auto Property Damage – Covers damage you do to a third party.

Auto Physical Damage — Covers comprehensive and collision. Collision is designed to get your car repaired if you hit an object. Comprehensive Coverage covers your vehicle in the event of damage or loss from something other than a collision. This includes theft, vandalism, nature, animals.

Uninsured Motorist – This insurance pays in the event you are hit and injured by an uninsured motorist. Even though auto insurance is required, one in four drives does not carry any insurance.

 

Whether you’re a perfect driver, an international driver or an unlucky driver, look no further than McCormick Insurance in San Diego County. We’ve been serving Southern California for more than 30 years.

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By | 2017-12-28T20:00:19+00:00 June 10th, 2015|Auto Insurance|0 Comments

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