So, you’ve decided to purchase San Diego life insurance. Well then, you have made a good decision! If you have dependents, you know that you must provide for them long after you are gone. Buying San Diego life insurance shouldn’t be a budget buster either. Take a look at the following options which can help you save big time!
We will give you free life insurance quotes. Naturally, you will want to talk to our office. There are four types of life insurance plans from which you can choose: Term Life, Whole Life, Universal Life, and Variable Universal Life.
Types of Life insurance
Term Life is the most affordable as it lets you lock in a fixed rate for the length of the policy [typically 10 or 20 years], but it does not have any cash accumulation. So, the only way it pays is if you die!
Whole Life offers policy holders lifetime coverage, guaranteed level premiums, tax-deferred accumulation of cash values. In other words you can borrow off the policy if you need the cash.
Universal Life offers policy holders Lifetime coverage, flexible premiums and death benefits, tax-deferred accumulation of cash values. Rates are adjustable.
Providing for family members after your death is one of the most important reasons to include life insurance as part of your financial planning. You can receive your free life insurance quote by shopping online today; don’t delay.
Call our Bay Park office at (619) 276-0492 and ask to speak directly with Wayne McCormick. He’ll provide you with a personalized life insurance consultation.
Or, if you’re short on time (or after business hours), provide your phone and/or email information in the Quote Request form and we’ll get back to you right away!