Running a business in California means navigating constant change. Regulations evolve. Risks increase. Insurance markets tighten and shift. Many business owners assume insurance stays the same year after year, but that assumption can create costly gaps. At McCormick Insurance, we work closely with California business owners to help them stay ahead of these changes. Understanding current [...]
Many California business owners are feeling the pressure of rising commercial insurance premiums. Higher claims costs, tighter underwriting, and increased litigation have pushed rates upward across nearly every industry. While some increases are outside of your control, there are proven steps you can take right now to reduce your commercial insurance costs without exposing your business [...]
As an insurance buyer, you have many options relating to how you buy your insurance. We hope to provide some interesting factors that we hope will help you in your quest for the best possible combination of coverage, price, and service. We need to start with a basic premise, that is, insurance is not just a [...]
Why Every Contractor Needs the Right Protection Contractors rely on their vehicles every day. Trucks, vans, utility vehicles, trailers, and specialty work vehicles keep projects moving and keep crews working. Because transportation is central to your operations, commercial auto insurance is one of the most essential forms of protection you can carry. At McCormick Insurance Solutions, [...]
For property managers, insurance premiums are one of the most significant recurring expenses, but they don’t have to stay that way. The condition of your buildings plays a significant role in how insurers evaluate risk and set rates. At McCormick Insurance Solutions, we’ve seen how consistent maintenance can lower premiums, reduce claims, and improve long-term property [...]
Staying Ahead with McCormick Insurance Solutions The business world is evolving fast and so is commercial insurance. As we move into 2026, inflation, technology, and regulation continue to reshape how companies manage risk and secure coverage. At McCormick Insurance Solutions, we help businesses stay ahead of these shifts with expert guidance and proactive planning. Here are [...]
As a small business owner, you already know that running your own company is both rewarding and challenging. While focusing on growth, customer satisfaction, and employee engagement, restaurants, contractors, and retailers find it easy to overlook the importance of proper insurance coverage. However, securing the right insurance is vital to protect your business from unforeseen circumstances [...]
As a business owner in San Diego, CA, you're likely no stranger to the challenges of managing your company's insurance costs. One area where you're probably feeling the pinch is in commercial auto insurance rates. In recent years, rates have been increasing steadily, leaving many business owners wondering why and what they can do to mitigate [...]
If you're a contractor, your vehicles do more than just get you from one job to another; they're a critical part of your business. Whether it’s hauling tools, towing trailers, or transporting crews, your trucks and vans are working assets. But they’re also exposed to constant risk. Commercial auto claims are on the rise, and for [...]
Commercial auto insurance premiums are climbing across California, and San Diego businesses feel the impact. Several factors are driving these increases from legislative changes to rising repair costs. Fortunately, there are proactive strategies businesses can adopt to mitigate these costs. Why Are Commercial Auto Rates Increasing? Higher State-Mandated Liability Limits As of January 1, 2025, California [...]
