Running a business in California means navigating constant change. Regulations evolve. Risks increase. Insurance markets tighten and shift. Many business owners assume insurance stays the same year after year, but that assumption can create costly gaps. At McCormick Insurance, we work closely with California business owners to help them stay ahead of these changes. Understanding current [...]
Many California business owners are feeling the pressure of rising commercial insurance premiums. Higher claims costs, tighter underwriting, and increased litigation have pushed rates upward across nearly every industry. While some increases are outside of your control, there are proven steps you can take right now to reduce your commercial insurance costs without exposing your business [...]
Stronger Protection for Commercial Risks with McCormick Insurance Solutions A new year brings an opportunity for business owners to sharpen their focus and strengthen their insurance strategy. At McCormick Insurance Solutions, we help companies navigate an ever-changing risk landscape and build protection that supports growth and stability. As 2026 begins, this is the ideal moment to [...]
Why Every Contractor Needs the Right Protection Contractors rely on their vehicles every day. Trucks, vans, utility vehicles, trailers, and specialty work vehicles keep projects moving and keep crews working. Because transportation is central to your operations, commercial auto insurance is one of the most essential forms of protection you can carry. At McCormick Insurance Solutions, [...]
Owning commercial property can be a smart investment but if your building sits vacant for too long, you might be facing a serious insurance gap without even realizing it. Most property owners assume their insurance policy continues to protect them, whether the space is occupied or not. However, the truth is that insurance coverage for vacant [...]
As a property manager, you're no stranger to the various risks associated with overseeing properties. From tenant disputes to property damage, the potential for claims can be significant. Understanding the most common claims property managers face and taking proactive steps to mitigate these risks can help minimize losses and ensure smoother operation. Common Claims Property Managers [...]
In construction, risk comes with the job. From scaffolding accidents to lawsuits over property damage, even the most cautious contractors can find themselves facing serious claims. The question is will your current insurance limits be enough when the unexpected happens? If you’re a general contractor, subcontractor, or specialty tradesman, it’s time to take a closer look [...]
If you're a contractor, your vehicles do more than just get you from one job to another; they're a critical part of your business. Whether it’s hauling tools, towing trailers, or transporting crews, your trucks and vans are working assets. But they’re also exposed to constant risk. Commercial auto claims are on the rise, and for [...]
When disaster strikes, property insurance may cover the cost to repair your building or replace damaged equipment, but what about the income your business loses while operations are suspended? That’s where Business Interruption Insurance comes in. This critical coverage helps keep your business afloat during unexpected closures caused by events like fire, natural disasters, or even [...]
Most business owners understand the importance of general liability, workers’ compensation, and commercial property insurance. But what about the lesser-known policies—the ones that could make or break your business when unexpected risks strike? Here are five not-so-common, yet critical, insurance coverages every business in California (and beyond) should have on their radar: Employment Practices Liability Insurance [...]
