Medical Payments coverage is a very important of your San Diego auto insurance.
San Diego auto insurance Medical Payments coverage pays benefits related to personal injuries resulting from an automobile accident. Generally speaking, San Diego automobile liability offered through our agency covers Medical Payments coverage, often called (MedPay). Medical payments coverage is a form of auto insurance that can pay for some of the medical expenses your passengers incur as a result of a car accident. It applies no matter who caused the accident.
Medical payments can pay for many out-of-pocket expenses that may not be covered by your health insurance policy, including:
- Health insurance deductibles
- Dental care
- Psychiatric visits
- Prescription drugs
- Home-nurse care
- Funeral costs
Accidents happen, that is why you have insurance. It is important to make sure you have the right insurance, and McCormick Insurance Solutions is here to help. If you’d like the additional protection that Medial Payments can provide, you can always increase your limits to meet your specific needs. Something else to consider is the type of vehicle you drive. For example, if you own a motorcycle, your automobile insurance policy can be much more limited in coverage than if you own a car. As a result, you may need medical payments coverage to fill the gaps.
McCormick Insurance Solutions is here to help you with your Auto insurance needs. We have access to many insurance products and can provide you with competitive premiums. If you require SR22 filings we can also help with these.