Home Safety

As you head out this summer for that Griswold family vacation, take a few moments to protect your home so it will be there upon your return. While homeowner’s insurance covers many types of losses, the following facts and safety tips might just help prevent a loss from happening.

Home Burglary facts (Source FBI, Harris Interactive Polls)

  • 23% of burglars get in through the back door.
  • Homes with security systems have a 30% less chance of being targets.
  • A majority of convicted burglars say they avoid homes with alarm systems.
  • 20% of homeowners say they leave their doors unlocked.
  • Burglars will use social media to select targets.
  • The average cost to replace stolen items is $4,200.
  • Almost 50% of homeowners do not have a home inventory.
  • A home is broken into once every 15 seconds.

Home Insurance Vacation Safety Tips

Stop the paper and garbage.
Keep valuables in a locked safe.
Lock up all guns.
Tell neighbors about your trip. Have them watch for deliveries.
Don’t take all your credits cards on vacation, only take the ones you may need.
Use automatic lights to give the appearance of someone being at home.
Pay all your bills so that key utilities don’t get turned off.
Inform your credit card companies where you plan on traveling.  This information will alert them to any fraud.
Mow the lawn before you go to make it look like you are at home.
Give you itinerary to a family member.
Don’t post vacation pictures on social media sites until your return home.
Have us complete a free home insurance review before you go.

San Diego Home Insurance From An Independent Broker 

 

The Wayne McCormick Insurance team in San Diego is ready to serve you, and help you save up to 22% on your homeowners, condo or apartment building insurance. We recommend key San Diego home insurance coverage like, replacement cost coverage, premises liability, and insuring guns and jewelry. Since 1992, Wayne McCormick has provided homeowners insurance coverage at competitive rates for homeowners and renters in San Diego County and Southern California.

Compare Your Home Insurance Rates with 40 Carriers in one call and SAVE!  As an independent broker in San Diego, McCormick Insurance partners with AM Best-rated homeowners insurance carriers. To get a free rate quote, simply call (619) 276-0492.

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