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How Distracted Driving Can Affect Your San Diego Auto Insurance

San Diego Auto Insurance

Auto liability insurance overage provides protection in the event you injure a third party while driving. Serious injury or death from a car accident is devastating to the injured person or deceased person’s family, both emotionally and financially. But Distracted driving accidents can increase your San Diego auto insurance premiums.

Distracted Driving In San Diego

Driving distractions are an increasing occurrence in America due to the growing use of hand-held devices.  Driving is a skill that requires your full attention to safely control your vehicle and respond to events happening on the roads around you. Driving involves constant and complex coordination between your mind and body. Any event or thing that prevents you from operating your car safely is considered a distraction. For example, driving while using a hand-held device increases the likelihood you will be in a car accident by 400%. This has been a factor that has influenced recent restrictive legislation in our state banning hand-held devices while operating a vehicle.

While using cell phones behind the wheel is one of the most talked about driving distractions, it’s not the only one out there. There are many other things that we do behind the wheel that you may be surprised to find are considered driving distractions!

While the list could be endless, the main types of driving distractions include:

  • Texting
  • Reading a book
  • Using a cell phone
  • Eating or drinking
  • Smoking and dealing with lighting up
  • Personal grooming
  • Reading maps
  • Using a navigation system
  • Talking to passengers
  • Watching a video
  • Adjusting a radio

When you are driving, the condition of the roadway you are on and the behavior of other drivers can change abruptly, leaving you little or no time to react. When you are driving, follow these rules:

  • Stay focused
  • Pay attention
  • Expect the unexpected

Are you curious to know how you can save more by combining your auto and home insurance? (619) 276-0492. The Wayne McCormick Insurance team in San Diego is ready to serve you, and help you save up to 22% on your homeowners, condo or apartment building insurance

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By | 2017-12-28T19:52:50+00:00 February 17th, 2016|Auto Insurance, Personal Insurance, San Diego Insurance|0 Comments

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