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Why Commercial Auto Insurance Rates Are Rising in San Diego

Commercial auto insurance premiums are climbing across California, and San Diego businesses feel the impact. Several factors are driving these increases from legislative changes to rising repair costs. Fortunately, there are proactive strategies businesses can adopt to mitigate these costs.​ Why Are Commercial Auto Rates Increasing? Higher State-Mandated Liability Limits As of January 1, 2025, California [...]

Five Not-So-Common Coverages Every Business Should Have

Most business owners understand the importance of general liability, workers’ compensation, and commercial property insurance. But what about the lesser-known policies—the ones that could make or break your business when unexpected risks strike? Here are five not-so-common, yet critical, insurance coverages every business in California (and beyond) should have on their radar: Employment Practices Liability Insurance [...]

Why Buy Professional Liability Insurance?

Most businesses purchase general liability insurance to protect their businesses against certain kinds of claims. These claims could include bodily injury and property damage. It is very important for businesses to understand the difference between professional liability and general liability. Professional Liability insurance, also called “Errors & Omissions” insurance, protects against a claim from a third [...]

Cyber Risks for Property Managers: How to Protect Your Business

Property managers handle sensitive financial and personal data for tenants, property owners, and vendors. With cyber threats on the rise, property management firms are increasingly targeted by hackers looking to exploit digital vulnerabilities. A cyberattack can result in significant financial loss, reputational damage, and legal consequences. Here’s what property managers need to know about cyber risks [...]

By |2025-03-20T19:23:39+00:00March 12th, 2025|Uncategorized|0 Comments

Three Ways to Know You Have the Right Commercial Business Insurance

  Running a business in San Diego comes with many challenges, and ensuring you have the right insurance is one of them. Many business owners believe they’re covered—until they experience a loss and realize their policy has gaps. Here are three ways to know you have the right commercial business insurance. Your Coverage Matches Your Industry [...]

Five Coverage Types Businesses Must Have but May Not Know About

  Many businesses in San Diego carry standard policies like General Liability and Workers’ Compensation, but there are lesser-known coverages that can make a huge difference when disaster strikes. Here are five essential coverages your business needs—but may not have. Cyber Liability Insurance Cyberattacks are on the rise, and small businesses are a prime target. If [...]

What Can Go Wrong If You Don’t Have Commercial Auto Insurance?

Commercial auto insurance is an essential safeguard for businesses that use vehicles in their daily operations. Whether you run a delivery service, a construction company, or manage a fleet of vehicles, the risks of skipping this critical coverage far outweigh the savings. Here’s what can go wrong without commercial auto insurance: Financial Devastation After an Accident [...]

Three Reasons to Have Commercial Property Insurance

Your business’s physical assets—whether it’s a storefront, warehouse, or office—are vital to your success. Commercial property insurance ensures that your business can recover quickly from unexpected events. Here are three compelling reasons why this type of coverage is a must-have: Protection Against Natural Disasters Mother Nature is unpredictable. From hurricanes and tornadoes to fires and floods, [...]

By |2025-01-20T18:12:38+00:00January 12th, 2025|Commercial Insurance|0 Comments
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