Owning commercial property can be a smart investment but if your building sits vacant for too long, you might be facing a serious insurance gap without even realizing it. Most property owners assume their insurance policy continues to protect them, whether the space is occupied or not. However, the truth is that insurance coverage for vacant [...]
As a small business owner, you already know that running your own company is both rewarding and challenging. While focusing on growth, customer satisfaction, and employee engagement, restaurants, contractors, and retailers find it easy to overlook the importance of proper insurance coverage. However, securing the right insurance is vital to protect your business from unforeseen circumstances [...]
We live in an ever changing world, and your company's insurance coverage needs to change with it. You must be able to adjust and update your insurance program regularly to keep your commercial Insurance up to date. The insurance sector has produced a number of cutting-edge insurance products that your company may require. The types of small business [...]
As a property manager, you're no stranger to the various risks associated with overseeing properties. From tenant disputes to property damage, the potential for claims can be significant. Understanding the most common claims property managers face and taking proactive steps to mitigate these risks can help minimize losses and ensure smoother operation. Common Claims Property Managers [...]
How Our Agency Helps Managing properties is more than collecting rent; it’s about protecting people, maintaining assets, and navigating risk at every turn. Whether you oversee a single apartment complex or manage multiple commercial buildings, you face daily challenges that expose your business to potential loss. At our agency, we specialize in helping property managers like [...]
In construction, risk comes with the job. From scaffolding accidents to lawsuits over property damage, even the most cautious contractors can find themselves facing serious claims. The question is will your current insurance limits be enough when the unexpected happens? If you’re a general contractor, subcontractor, or specialty tradesman, it’s time to take a closer look [...]
If you're a contractor, your vehicles do more than just get you from one job to another; they're a critical part of your business. Whether it’s hauling tools, towing trailers, or transporting crews, your trucks and vans are working assets. But they’re also exposed to constant risk. Commercial auto claims are on the rise, and for [...]
When disaster strikes, property insurance may cover the cost to repair your building or replace damaged equipment, but what about the income your business loses while operations are suspended? That’s where Business Interruption Insurance comes in. This critical coverage helps keep your business afloat during unexpected closures caused by events like fire, natural disasters, or even [...]
Most business owners understand the importance of general liability, workers’ compensation, and commercial property insurance. But what about the lesser-known policies—the ones that could make or break your business when unexpected risks strike? Here are five not-so-common, yet critical, insurance coverages every business in California (and beyond) should have on their radar: Employment Practices Liability Insurance [...]
Most businesses purchase general liability insurance to protect their businesses against certain kinds of claims. These claims could include bodily injury and property damage. It is very important for businesses to understand the difference between professional liability and general liability. Professional Liability insurance, also called “Errors & Omissions” insurance, protects against a claim from a third [...]
