A SanDiego Personal Insurance Update Everyone needs personal insurance to protect them from unknown accidents and claims. Personal insurance can include; homeowner’s insurance, renters, condo owners, auto, boat, personal umbrella, vacation rental, RV, motorcycle, identity theft, and much more. Premiums are based on a number of factors, some of which are in your control, and some [...]
San Diego Auto Insurance Carrying auto insurance is a crucial decision for anyone on the road today. With so many drivers on cell phones, eating fast food, and even watching TV while at the wheel, it is not unusual to find yourself in a "fender bender" or serious wreck. Having car insurance can make such an [...]
There Are Good Reasons To Call Your Agent We have found that as you live your life there are changes that occur in which you should let your insurance agent know about. Let’s face it, your life changes; you get a new job, but a new home, rent out a room, drive for a rideshare company, [...]
A California Personal Insurance Update Like most people, you most likely purchase auto insurance, home insurance, and or renters insurance to protect you in the event of an unforeseen loss. But if you really think about it, there are many other things that can happen to you and your family that may not be covered under [...]
San Diego Auto Insurance Summertime can be very dangerous when it comes to driving. According to the AAA, over 3,500 people are killed during Memorial Day and Labor Day. A large number of auto accidents involve drivers between the ages of 16-20. There are considerably more drivers on the road during the summer months, so it [...]
As an insurance buyer, you have many options relating to how you buy your insurance. We hope to provide some interesting factors that we hope will help you in your quest for the best possible combination of coverage, price, and service. We need to start with a basic premise, that is, insurance is not just a [...]
A San Diego Personal Insurance Update Are you concerned about wildfires and other disasters that might destroy your home, car, and other personal property? Many in California are exposed to earthquakes, landslides, floods, high winds, wildfires, and other disasters that cause considerable damage and loss. While it may not be possible to stop wildfires and other [...]
Do you have a Personal Umbrella Insurance Policy? Why not? If you own a home or rental property, have money in the bank (whether in cash, retirement accounts or trust), or have a decent paying job (or will in the future), then you should consider getting the added peace of mind that an umbrella can afford - and speaking [...]
Personal Insurance for High Net-Worth Individuals For many people, standard insurance products like San Diego home, auto, life, and personal umbrella insurance are adequate to protect their families and their assets. However, for high net-worth individuals, there is much more to consider. There are millions of households in the U.S. with a net worth of more [...]
One of the most frequent questions I get as an auto insurance broker is "who is insured to drive my car?" The Hidden Dangers of “Permissive Use” Restrictions in Your Auto Insurance Sometimes the answer to this question can be trickier than most people realize. If you never loan your car to others and you never will, [...]
