If you own or rent, it is vital to have the right renters or homeowner’s insurance. Homeowners insurance protect your assists and provide liability protection in the event you cause injury to another person. Homeowners may be required of you have a mortgage. And if you rent your landlord may also require liability insurance. You have [...]
Your San Diego home will be one of the most significant investments you will ever make, both economically and emotionally. Your family will spend countless hours there, among some of your most prized possessions. In the event of any misfortune, let us give you the peace of mind knowing that you are well protected The Structure [...]
California offers many lifestyle advantages including; warm weather, access to lakes, camping, and the ocean. But as you know, there are also many risks of living in this region. Recently we have suffered major wildfires but also have the risk of flooding and earthquakes. We offer our clients with many different resources in order to help [...]
As an insurance buyer, you have many options relating to how you buy your insurance. We hope to provide some interesting factors that we hope will help you in your quest for the best possible combination of coverage, price, and service. We need to start with a basic premise, that is, insurance is not just a [...]
A San Diego Personal Insurance Update Are you concerned about wildfires and other disasters that might destroy your home, car, and other personal property? Many in California are exposed to earthquakes, landslides, floods, high winds, wildfires, and other disasters that cause considerable damage and loss. While it may not be possible to stop wildfires and other [...]
Do you have a Personal Umbrella Insurance Policy? Why not? If you own a home or rental property, have money in the bank (whether in cash, retirement accounts or trust), or have a decent paying job (or will in the future), then you should consider getting the added peace of mind that an umbrella can afford - and speaking [...]
No one likes paying more than they need to for home insurance, but it’s a necessary evil for most of us. This doesn’t mean you have to pay through the nose for it though – try these easy tips for cheaper home insurance and see how much you could reduce your premiums by. What Is Homeowners [...]
San Diego Personal Insurance News Did you know that most people never actually read their homeowner’s insurance policy? We understand insurance policies are often difficult to read and understand unless you are in the insurance business. We do often recommend that you read your policy to make sure you know what is covered and not covered. [...]
A California Personal Insurance Update With all the insurance advertising these days, it may be hard to fully understand how personal insurance works and how to actually get the best combination of coverage, price, and service. Let’s start with the fact that as an independent agent we have access to more markets, greater options and in [...]
We Help Lower San Diego Home Insurance Premiums Many people believe that they have little or no control over their homeowner’s insurance. Often, people think that premiums are determined by some “secret formula.” It is true that every company has rates for their homeowner’s premiums, but there are many factors that help make up your homeowner’s [...]
