One of the most frequent questions I get as an auto insurance broker is "who is insured to drive my car?" The Hidden Dangers of “Permissive Use” Restrictions in Your Auto Insurance Sometimes the answer to this question can be trickier than most people realize. If you never loan your car to others and you never will, [...]
How To Protect Your Home And Reduce Your Premiums Homeowners insurance coverage can provide financial protection against loss due to disasters, theft and accidents and other covered losses. Most traditional homeowner’s insurance policies include essential types of coverage. Coverage for the structure Personal property Liability coverage Coverage for additional living expenses Coverage For The Structure Your [...]
Are You Shopping Online This Holiday? The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list. Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales. This [...]
Don’t Let an Auto Accident be a Pain Automobile accidents happen every day. That is one reason you should have San Diego auto insurance through McCormick Insurance Solutions. Although no one wants to experience an auto accident, knowing what to do in case one happens to you could soften the impact on your life in the [...]
Uninsured Motorist Coverage - A Tricky Question Answered I was asked this tricky question by a client this week while insuring her car: Q: If I have uninsured motorist coverage on my auto insurance policy, and I'm hurt while riding as a passenger in a friend's uninsured vehicle, are my injuries covered if my friend is at fault [...]
Top 5 Driving Mistakes For many drivers, getting behind the wheel is second nature, so it's easy to make errors without realizing it. However, these errors can lead to serious accidents. Keep yourself and others safe on the road by avoiding these mistakes: 1. Tailgating Leave a three-second cushion between you and the vehicle in front [...]
6 Tips For Buying A Used Car in California These are just a few thoughts on some things to look out for when you are buying a used car. A lot of our clients are first time car buyers from here and abroad (International Students) that might need some advice when looking for a used car. [...]
Six Tips to Prevent Auto Accidents Risky driving behavior causes accidents. Be safe and avoid accidents by following these safe-driving tips: Watch Your Speed: It's easy to go too fast—especially when you are in a hurry. Remind yourself to slow down and keep it safe. Mirror, Mirror: Properly adjust all mirrors before starting your trip. It is [...]
Representations, Misrepresentations, and Material Misrepresentations What are the implications for an insured, producer (insurance agent), and insurance company of Representations, Misrepresentations, and Material Misrepresentations on an insured’s application for insurance? An insurance application is the foundation for the terms of a contract between an applicant and an insurance company (company). The company relies upon the applicant’s [...]
Four Facts About Speeding While no one wants to get a speeding ticket (for obvious reasons like an increase in your auto insurance), the real risk of speeding is the threat it poses to the safety of everyone on the roads. Did you know that nearly one-third of all fatal car crashes involve drivers who exceeded [...]
